Jay Wang - Loan Officer and Realtor 南加州貸款與房地產經紀人
Serving Los Angeles San Gabriel Valley

服務南加州大洛杉磯區

Call 電話: 626 822 0781

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Jay Wang - Loan Officer and Realtor 南加州貸款與房產經紀人

Call: 626 822 0781

My Wechat 我的微信 jaysforum

My Line 我的line是 jaysforum

Why mortgages are rejected

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Getting a loan does not have to be a daunting experience if a borrower understands what are needed to qualify for mortgage. In this article, we are going to talk about some of the top reasons why mortgages are declined. (more…)

Mortgage 101 – The basics

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Mortgage is a complicated process. To ensure a smooth loan process, it is important to understand what lenders expect. Mortgage underwriting centers around the concept of risk assessment regarding the borrower. The following is a basic mortgage overview about mortgage and what lenders look for. (more…)

Time is the essence – What realtors need to know about TRID TILA RESPA Integration

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In 2015, new regulations governing mortgage lending industry known as TRID was enforced. TRID is the TILA and RESPA Integrated Disclosure. Although TRID is mostly concerned with mortgage lenders, the new laws also affect just about all parties, including real estate agents, in a real estate transaction when buyers need mortgage. That is why realtors should also know some important and basic tips. (more…)

California Home Sellers Guide Part 2

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In this video, the part 2 of home seller’s guide, we are going to cover a very important topic, and that is “disclosure”. We are going to discuss the purpose of disclosure, why it is important, and how a poorly written disclosure could cause problems. (more…)

Southern California Home Buyers Guide Part 1

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home-seller-1

Buying a home is an exciting adventure. but it can also be time-consuming and costly if a buyer is not familiar with the process. This is part 1 of home buyer’s guide. We are going to be discussing the following topics, let’s take a look (more…)

Southern California Home Sellers Guide Part 1

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home-seller-1

This is part one of home seller’s guide. In this article (also a video embedded), we are going to cover some basic tips for homeowners who are planning to sell their real estate properties. If you are planning to sell your property, making a good impression is critical. Visiting buyers can make their decisions very quickly. So it is important to make a good impression. Let’s go ahead and get started and discuss some basic preparation. (more…)